Invest in Protection: Why Class 4 Shingles Are a Smart Choice for Colorado Homes
UB Code Roofing • May 28, 2026

May 28, 2026

Class 4 Roofs for Colorado Hail

As a homeowner in the Denver Metro area, you know that our weather can turn from sunshine to a hailstorm in minutes. Protecting your home—your biggest investment—requires roofing materials that are as tough as the Colorado climate. At UB Code Roofing+, we’ve spent 27 years helping families navigate these storms, and there is one upgrade we consistently recommend for long-term peace of mind: Class 4 Impact Resistant shingles.


What Exactly Are Class 4 Shingles?


Think of Class 4 shingles as the "heavy-duty" option for your home. They are the top-tier of impact resistance, specifically engineered to withstand severe weather. During testing, these shingles are hit with 2-inch steel balls to simulate the force of large hailstones; to earn a Class 4 rating, they must withstand the impact without cracking. Made with reinforced materials like fiberglass mats and specialized SBS (styrene-butadiene-styrene) polymers, they offer a level of flexibility and toughness that standard asphalt shingles simply can’t match.



The Perks: Insurance Discounts & ROI


One of the most compelling reasons to choose Class 4 shingles for your Aurora or Denver Metro home is the potential for insurance savings. Because these roofs are less likely to suffer significant storm damage, many insurance carriers reward homeowners with an impact resistant roof insurance discount in Colorado, often ranging from 15% to 35% on premiums.


A Simple ROI Example:

  • Annual Insurance Premium: $2,000
  • Potential Discount (25%): $500/year
  • 10-Year Savings: $5,000 (not including avoided repair costs or the increased resale value of your home).



Why Choose an Owens Corning Preferred Contractor?


Installation quality is just as important as the material itself. As an Owens Corning Preferred Denver contractor, we meet rigorous standards for installation excellence and customer service. When you choose a certified partner, you aren't just getting a roof; you’re getting access to enhanced manufacturer warranties that cover both materials and workmanship. This "system coverage" ensures your roof is installed to manufacturer specifications, which is the only way to fully activate those insurance-saving benefits.



How to Notify Your Insurance Carrier


Once your new Class 4 roof is installed, don't forget to take that final step!

  1. Request a Certificate of Completion/Shingle Classification Letter: Contact us to get the documentation confirming the Class 4 material and professional installation.
  2. Contact Your Agent: Reach out to your insurance provider and ask for the "impact-resistant roof discount" form.
  3. Submit Your Proof: Send your invoice or certificate to ensure the discount is applied to your next renewal.


Ready to protect your home?

If you’re looking for Class 4 shingles in Aurora or anywhere in the Denver Metro area, we’re here to help. Contact UB Code Roofing+ at 303-225-4620 or visit our website to schedule your consultation. Let’s make sure your roof is ready for whatever Colorado throws its way.


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